Since 1913 — Korotkin Insurance Group  |  quote@kigrep.com
Painting Insurance Specialists

Insurance for Painting Contractors Who Take Pride in Their Work.

KIG provides insurance built for painting contractors — from residential repaint crews to large commercial finishing operations. We understand the risks unique to your trade.

Spray paint overspray coverage Completed operations included Workers' comp for painters Same-day COI available

Get Your Painting Quote

Free, no-obligation. Takes 2 minutes.

Painting insurance specialists
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Licensed in all 50 states
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A-rated carrier partners
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Email: quote@kigrep.com

Painting Insurance Coverage

Painting contractors face property damage, fume exposure, and slip-and-fall risks that generic policies often mishandle. Here's how KIG structures coverage for painters.

General Liability

Covers third-party bodily injury and property damage — including accidental overspray, paint spills, and slip-and-falls caused by your operations.

Commercial Auto

Covers your trucks, vans, and trailers used to transport ladders, scaffolding, and equipment to job sites.

Workers' Compensation

Painters work on ladders, scaffolding, and at height — workers' comp is critical and required in most states.

Tools & Equipment

Covers sprayers, compressors, scaffolding, and other equipment from theft or damage on the job site.

Professional Liability

Covers claims from color matching errors, poor surface prep, or finish quality disputes that lead to costly redo work.

Commercial Umbrella

Extra liability coverage above your primary limits for serious claims — especially on large commercial painting contracts.

We Don't Just Sell Insurance. We Specialize in Painting.

Painting contractors are often placed in the same insurance bucket as general contractors and overcharged. KIG understands your specific trade and finds programs priced for painters.

Painter-Specific Coverage

We structure policies around overspray liability, lead paint exposure, and fume-related claims — risks that generic policies often exclude.

Fair Rates for Your Trade

Our carrier relationships allow us to price painting contractor insurance competitively without cutting corners on coverage.

Fast COIs for Job Requirements

Need a certificate of insurance before starting a commercial project? We issue same-day COIs with any required endorsements.

Residential and Commercial

Whether you do interior repaints or large commercial exterior projects, we build the policy around your actual work mix.

Painting Contractors Face Unique Risks

Painting carries risks that go beyond the obvious — from overspray damaging neighboring property to lead paint exposure claims years after the job.

  • Overspray and paint damage

    Accidental overspray on vehicles, neighboring property, or finished surfaces is one of the most common painting liability claims.

  • Falls from ladders and scaffolding

    Height-related injuries are a top cause of workers' comp claims in the painting trade.

  • Lead paint and VOC exposure

    Work on older buildings can expose workers and residents to lead paint — triggering health and environmental liability claims.

  • Completed operations disputes

    Paint peeling, bubbling, or color inconsistency discovered after project completion can lead to costly redo or legal claims.

Get Protected Today

No obligation. A specialist calls you within 1 business day.

110+
Years in Business
50
States Licensed
A
Rated Carriers

Painting Insurance FAQs

Does painting insurance cover overspray damage?
Yes — a properly structured general liability policy for painting contractors includes coverage for accidental overspray on vehicles, neighboring buildings, and finished surfaces. KIG makes sure this is explicitly covered in your policy.
Do I need workers' comp if I only use subcontractors?
Possibly — if the state determines your subs are employees, you could be liable for their injuries. KIG reviews your subcontractor relationships and makes sure your policy is structured correctly.
Is lead paint work covered?
Standard policies often exclude pollution-related claims, which can include lead paint. KIG ensures your policy includes appropriate endorsements if you work on pre-1978 buildings.
How do I get started with KIG?
Fill out the quote form on this page or email us at quote@kigrep.com. A KIG painting insurance specialist will reach out within 1 business day with a no-obligation quote tailored to your business.

We Cover All Contractor Trades

Family Entertainment Centers Roofing HVAC Electrical Plumbing General Contractor Concrete Fencing Flooring Gutters Pest Control Windows & Doors Garage Doors Mold Remediation Landscaping

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